I am Markus — not a financial expert in the classical sense, but someone who has learned to do much with little. I live at least partly on my small sailboat, work remotely, engage with church and children worldwide, and believe that clarity in dealing with money means freedom.

This website grew out of my original e‑book "Master Your Finances" — and from the desire to help others steer their finances themselves. Without jargon, without sales pressure, without guilt.

I have experienced myself how liberating it can be to know your own course — even in headwinds. That is why you will not find glossy promises from master’s graduates in suits and ties here, but honest and practical tips from a practitioner, simple tools, and one attitude: help for self‑help.

I like clear words, practical solutions, and quiet symbolism. For me, a helm is not only about control, but also about orientation — with a calm hand and a clear course.

If you recognize yourself in this attitude, you are in the right place.

And if you have questions, want to give feedback, or simply say hello — I welcome every message.