You receive money. Maybe regularly, maybe unexpectedly.

This chapter helps you pause for a moment – and decide what you want to do with it.

🛠️  Practical tips for the moment when money comes in

1. Take a short break – before spending

• Put the money aside for 24 hours – in an envelope, an app, or a jar.
  
  
• Say to yourself: "I may decide – but not immediately."

2. Divide the money into three simple areas

• 🪙 Keep: One part stays with you – for later.
  
  
• 💬 Use: One part is for things you need or want now.
  
  
• 🔍 Observe: One part stays visible – you watch what happens with it.
  
  

→ Example: You receive €30. You divide it:

- Keep €10 (e.g. in a jar labeled with a date)

- Use €15 (e.g. for cinema, food, ticket)

- Observe €5 (e.g. in your wallet, just leave it there)

3. Write a quick note – for yourself

• Write on a slip of paper: "I received €30. I want to…"
  
  
• You don’t have to show it to anyone. It is your thought.

🧾  Mini‑exercise: Sources of money and first steps

→ You may find your own measure – not someone else’s.

🕊️  Closing impulse

You receive money. You may examine it.

You may divide it – without losing it.

You may begin – with small, visible steps.